Some vehicle crashes only cause minimal damage that requires minor repairs. However, others may cause significant damage or even total cars. When this happens, you may consider an alternative means of transport as your car is repaired or replaced. In many cases, renting a car is the ultimate solution. But first, you may want to consult a lawyer to know who should pay for the car rental. Typically, several aspects of your case will determine who pays the rental fees. Read on to learn more.
When The Other Driver Is at Fault
If the other driver is evidently at fault, their insurance provider should cover the rental fees. While this may be the case, you must first notify them before renting the car. Your notice needs to be in writing, including details of the vehicle you plan to hire and the rental charges. If the insurer approves your claim, they will cover the cost of your rental. Unfortunately, they might decide to pay only part of what you need or even refuse to pay anything. When this happens, hire a lawyer to assist you in getting your payment.
When You Are at Fault
If you made the mistake that caused the collision, your insurer should reimburse the money you spend on vehicle rental fees. However, this depends on whether your insurance policy covers such expenses. Additionally, the contents of the rental reimbursement clause will determine the number of days the insurance company will cover the rental. Therefore, discussing your case with a lawyer after a collision is essential to know the payment you should expect from your insurer. Your lawyer can then handle negotiations for you to ensure you get proper compensation.
When It's Unclear Who Is at Fault
If it is unclear who should be responsible for the accident, the insurer for the at-fault party will likely deny your claim. However, this does not necessarily mean that you won't be compensated for the rental fees. Instead, your lawyer can find evidence to prove that you didn't contribute to the accident. This might convince the insurer to compensate you. However, if the insurance company maintains that you don't deserve compensation, you could file a lawsuit. However, you should know that you'll have to pay out of your pocket while waiting for the outcome.
If you plan to rent a car after a crash, speak to a car accident attorney to know your reimbursement options. They can negotiate with the relevant insurers to ensure you are rightfully compensated. For more information, contact a car accident lawyer near you.